Luke Andrews

Luke began his affiliation with Southern Financial Consultants as an independent agent in 2021 and as an Associate Partner in July 2026. As a licensed physical therapist with over 30 years of clinical practice experience, Luke has developed a passion for helping others to age well and maintain vibrant living. Through this clinical practice and interaction with literally thousands of individuals and families, he has also become painfully aware of how the inevitable effects of illness, injury, aging, and long-term care needs can be not just physically debilitating, but often financially devastating for those who are unprepared. 

Luke is able to leverage decades of experience in the trenches of healthcare into an advisor role to partner with individuals, families, and business owners to discover creative solutions to protect their acquired wealth from the effects of future diminished health. In 2019, Luke obtained health and insurance licensure and built an independent agency dedicated to assisting hundreds of individuals, families, and small businesses with all aspects of their health, life, disability, and long-term care insurance needs.  In partnership with Southern Financial Consultants, Luke can now bring the full scope of the firm’s resources to benefit his clients as they plan for their long-term health and financial needs. 

Luke obtained a Bachelor of Science degree in Physical Therapy from the Medical College of GA in 1994, holds several clinical certifications, completed graduate coursework in business administration, and maintains current licensure to practice physical therapy in the state of Georgia.  Luke holds current Life, Health, and Long Term Care Insurance licensure and certification in the states of Georgia, Alabama, and Tennessee.  

Luke Andrews is not affiliated with Osaic Wealth.